Your home is at its most vulnerable in winter. Not only does it face some of the most damaging weather conditions, but January also sees homes full of expensive goods after Christmas, which leaves you at higher risk to opportunistic thieves.
Research by leading general insurance provider Paymentshield has revealed that nearly 1 in 3 people said they left windows open when they left their home. More worryingly, 12% of people admitted to leaving their doors unlocked when they were out, with 8% even confessing that they left a key outside their property in case of an emergency.
Not only does this leave the property unnecessarily open to possible theft, but it could also invalidate your home insurance policy. We don’t want this to happen, which is why we want to give you the knowledge you need to protect your home, yourself and your policy.
Weathering the storm
There are many reasons why protecting your home in winter is essential, not least of all the increase in adverse weather conditions in the UK. Winter storms and floods routinely cause millions of pounds of damage each year, making it crucial to ensure you have protection in place, especially if you live in a high risk area.
But being protected against worst case scenarios doesn’t mean you get off completely scotfree. You must keep looking after your home to ensure it is properly maintained. This will help ensure your policy remains valid throughout the term and provides evidence that you have taken responsibly for your home’s maintenance.
The right protection
Having the right protection policy in place is key to protecting your home in winter. But understanding your policy is just as important to ensure you are suitably covered and able to claim when you need it.
So talk to us today to arrange a meeting with one of our advisers.